DIC/Earthquake

When it comes to Difference in Conditions (DIC), we provide quality service through insurance products that protect against loss from earthquake, wind, and flood.

DIC/Earthquake

From insuring the smallest to the largest risks, we offer experience and exceptional service, quality carriers, and a full range of products. We have the relationships with the markets to get you the quote you need.

  • DIC including wind, earthquake, and flood
    • Buildings
    • Business Personal Property
    • Loss of Business Income
    • Earthquake Sprinkler leakage
    • Betterment or repairs required by local ordinance or law
  • All Risk including DIC
  • Deductible buy back program
  • Capacity in excess of $100,000,000
  • Program for smaller properties in course of construction
  • Other programs are available with no minimum premiums
  • Specific guidelines and per risk capacity vary by territory and based upon account risk characteristics.

Target/common classes include:

  • Habitational (including condominiums and apartments)
  • Industrial
  • Municipalities
  • Commercial Properties (including: offices, hotel/motel and apartments)

JH Insurance Services
Lic # 0F19717

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