Deductible Buy Down Facility

Created in conjunction with Lloyd’s of London providing lower percentage or flat dollar deductibles on any primary policy.

Deductible Buy Down Facility
  • 100% Lloyd’s – AM Best A rated / S&P A+
  • All states and perils considered, particular appetite for Earthquake & Named Windstorm and/or technical risks
  • Minimum premium $5k
  • Wraps around main program (follows original policy wording)
  • Can buy down to 0.25% of TIV or $25K
  • Manuscript wording
  • Can be used to buy down aggregate deductibles to per location deductibles
  • The buy down is not subject to any aggregated limitation of liability
  • 48 hour turnaround
  • Follows any master policy form
  • Can be used as insurance or reinsurance
  • Lloyd’s is an approved reinsurer of most standard carriers
  • Flexible and aggressive rating matrix
  • Partner underwriters have over twenty years
    experience in writing deductible buy downs and are
    considered industry leaders
  • All US territories and jurisdictions considered regardless of natural catastrophe exposure including:
    • Ocean Front
    • Frame
    • Earthquake Zone

Application form (.xls)

JH Insurance Services
Lic # 0F19717

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