MGA Capabilities / Specialty Programs

We have MGA appointments enabling us to offer coverage for well over 2000 P&C Class codes with higher limits than most MGAs. We also have other specialty programs as listed below.

MGA Capabilities / Specialty Programs

Our national MGA capabilities, allows us to provide agents with a broad scope of product offerings (detailed below). The business is centered on a technology platform, which provides online rating, quotations and binders.

Lines of business considered:

  • Builders Risk
  • Contractors – Commercial & Residential
    (including multi-unit-dwelling work)
  • Environmental Risks (including CPL and mold)
  • Fire & Water Restoration Contractors
    (including CPL and mold)
  • Garage Liability, GKLL and DOL
  • General Liability on all classes – OL&T, LRO, Manufacturing and Products
  • Inland Marine – Contractors Equipment, Rented Equipment, MTC, Miscellaneous Tools, Warehouse Legal and Installation Floaters
  • Ocean Marine
  • Owner’s Contractor’s Protective
  • Property – all classes up to $10M TIVs per location
  • Umbrella – Up to $5M supported GL limits available

Various classes written on a package or monoline basis include:

  • Bars/Taverns & Restaurants, incl. liquor
  • Casinos & Gaming
  • Contractors – Generals & Artisans
  • Convenience & Grocery Stores
  • Distributor/Wholesaler/Importer Risks
  • Habitational
  • Industrial & Consumer Products
  • Lessors Risks
  • Light to Medium Manufacturing
  • Mercantile classes
  • Occurrence and Claims Made policies
  • Premises/Operations Liability
  • Vacant Land & Buildings

Garage package and monoline classes include:

  • Auto Dealers – New and Used
  • Auto Repair Shops
  • Gas Stations
  • Mobile Heavy Truck
  • Motorcycle Dealers/Repair Shops
  • Tire Dealers
  • Valet Services

Our MGA capabilities are complemented by our market-leading specialty programs and our brokerage markets enabling us to give our producers a one stop shop for all their requirements.

Specialty programs:

Vacant Property & Liability Program

A highly competitive product providing Property and General Liability coverage for Vacant Commercial and Residential buildings nationwide.

Product details...

Errors & Omissions Coverage

For over 200 Professional Classes. Standard all risks policy with most applicants only needing to provide, name, location, profession, number of employees and annual revenue. It’s that simple.

Product details...

Builders Risk Program

We can quote and bind MPL coverage off of any new or renewal MPL application. In addition, buyers with a history of no claims need only submit the most basic information i.e. name, location, profession, number of employees and annual revenue.

Product details...


An exclusive product for the professional EIFS installation contractor

Product details...


JH Insurance are the underwriter for Home Construction Insurance Company (HCIC). HCIC is a Risk Retention Group offering a stable, renewable and affordable commercial general liability insurance program to member homebuilders engaged in single family, residential construction

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