We offer market leading expertise and coverage to developers, builders and subcontractors of all sizes. We have specialist programs and long term relationships with carriers in the US and London, providing General Liability and associated Property coverage.

We have has established long term relationships with our carriers who are major US, Bermudan and European companies, as well as Lloyd’s syndicates in the London Market.

Working closely with these markets through specialist in-house facilities, programs and other market placements, we are equipped to handle your toughest construction accounts. With our flexible, competitive and, most importantly, financially sound markets we can offer a variety of products for developers, builders and subcontractors of all sizes. For example, we have markets that can assist with Wraps for the smallest project, at 1-2 units, to the largest projects of 1,000+ units.

In addition, our US offices are ideally suited to offer convenient, on-the-ground service for our US clients. Our team have strong local experience with specialized residential construction programs and products to offer. Combined with excellent links into the London and international markets, this makes us the 'go to' program manager / MGA for middle-market residential and commercial construction business.


Real Estate Owned (REO) properties present significant risks to the new lender/investor from trespassing; property damage; construction defect issues plus difficulty in preserving the value in partially built projects. Product details...

Residential / Commercial Wrap-Ups

General Liability wrap-up product for both Residential and Commercial construction. Residential construction, including wood frame single family homes, frame condominiums, condominium conversions and high rise mixed use developments. Broad form for Commercial wrap-ups including hotels, retail, industrial and public building.
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Construction Practice Policy

General Liability product for both Residential and Commercial construction, providing coverage on a primary and excess basis. We can offer coverage using either an occurrence or a claims made form. Product details...

Builders Risk Program

Providing Property coverage during course of construction, covering builders’ property and property that they are responsible for; building materials, scaffolding and construction forms while stored on the job site. Product details...


An exclusive product for the professional EIFS installation contractor. Product details...


JH Insurance Services are the underwriter for Home Construction Insurance Company (HCIC). HCIC is a Risk Retention Group offering a stable, renewable and affordable commercial general liability insurance program to member homebuilders engaged in single family, residential construction

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